RelyPay for WHMCS

RelyPay puts five payment providers behind a single layer and decides, for every transaction, which one takes the payment. Your customers pick a payment method — UPI, Cards, Net Banking and so on — and RelyPay picks the provider behind the scenes, using rules you control.

Addons → RelyPay → Dashboard

Who it is for

A WHMCS operator who has outgrown a single gateway — because one provider is cheaper below a certain ticket size, because international cards belong somewhere else, or because relying on one provider is a single point of failure at checkout. RelyPay lets you spread payments across providers without your customers ever seeing the difference.

How it fits together

Three ideas explain most of the product:

Piece	What it decides
Sub-gateways	What the customer sees — UPI, Cards, Net Banking and so on, each appearing as its own WHMCS gateway
Routing	Which provider actually takes the payment, resolved per transaction
Providers	The five integrations RelyPay can route to

You enable the sub-gateways you want, connect one or more providers, and set routing rules. From then on RelyPay handles the matching automatically.

What you can do with it

• Offer every popular Indian method — UPI, Cards, Net Banking, Wallets, Pay Later and EMI — plus international cards and PayPal, each as its own checkout option. See Sub-gateways.
• Route each payment to the best provider by currency, amount, or a percentage split, with an automatic fallback so checkout keeps working if one provider is misconfigured. See Routing.
• Charge cards on a schedule using PayGlocal Standing Instructions for recurring invoices. See Recurring payments.
• Show different methods to different customers — by country, client group or product — with Allocations.
• See every attempt in a searchable transaction log, including which provider was chosen and how it ended.
• Update in one click with an automatic backup taken first. See Updating.

The five providers

Provider	Best known for
Razorpay	Full method coverage — UPI, Cards, Net Banking, Wallets, Pay Later, EMI, PayPal
Cashfree	Full method coverage, with a redirect or popup checkout
PhonePe	UPI, Cards, Net Banking and Wallets
PayGlocal	International cards and recurring card mandates
Zoho Payments	UPI, Cards and Net Banking, across multiple data centres

Connect one or connect all of them — see Configuration for the credentials each one needs.

Where to go next

• Requirements — check your server first
• Installation — activate, license, connect, route
• Configuration — provider credentials and webhooks
• Routing — the four layers, in order
• Settings reference · Error reference

New to RelyPay?

Follow the pages in order from Requirements through Configuration. You will have a working checkout in well under an hour.